14(1)Subject to section 28, a judge who has at least two years of pensionable service and ceases to be an active judge before becoming sixty may elect to retire and be paid an annual pension, in accordance with subsection (2), beginning on the date of retirement, in which case the judge’s annual pension shall be the amount that would have been payable to the judge under section 8 if the annual pension had not begun until the judge became sixty, reduced by three-twelfths of one per cent for each calendar month from the calendar month following the calendar month in which the judge actually began retirement, to and including the calendar month before the calendar month in which the judge would become sixty.