35(1)This section does not apply to changes effected by a renewed agreement to which section 36 or 37 applies.

35(2)If a credit agreement is amended, the credit grantor shall, within 30 days after the amendment is made, deliver to the borrower a supplementary disclosure statement that meets the requirements of subsection (3).

35(3)A supplementary disclosure statement referred to in subsection (2) shall set out the information that, as a result of the amendment to the credit agreement, is changed from the initial disclosure statement but need not repeat any information that is unchanged from the initial disclosure statement.

35(4)Where an amendment consists only of a revision to the schedule of payments, a supplementary disclosure statement referred to in subsection (2) need not state any change in the APR or any decrease in the total cost of credit or total payments.