Prohibition against using services of an unlicensed agent, adjuster or restricted insurance representative
351.02No insurer and no officer, agent or employee of the insurer and no adjusting firm, agency or managing general agent shall allow an agent, adjuster or restricted insurance representative to act on their behalf, unless the agent, adjuster or restricted insurance representative, as the case may be,
(a)
holds the appropriate licence issued under this Act, or
(b)
is exempted under this Act or the regulations from the requirement to hold the licence.