37.12(1)No person shall offer, arrange or provide a payday loan from a location except under the authority of a licence issued to the person or the person’s employer for that location.

37.12(2)No person shall offer, arrange or provide an Internet payday loan from a website to a borrower in the Province except under the authority of a licence issued to that person or the person’s employer that specifies that the person or employer may offer, arrange or provide Internet payday loans from that website.