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Acts and Regulations
C-28.3
- Cost of Credit Disclosure and Payday Loans Act
Details
Regulations
2
Chapter
Title
2010-104
General
2017-23
Payday Lending
Full text
Table of Contents
Current to 1 January 2024
Cost of Credit Disclosure and Payday Loans Act
I
 INTERPRETATION AND APPLICATION
II
 REGISTRATION
III
 GENERAL DISCLOSURE REQUIREMENTS ANDRIGHTS OF BORROWERS AND LESSEES
IV
 CREDIT BROKERS
V
 FIXED CREDIT
V.1
 PAYDAY LOANS
A
 Definitions
B
 Application
C
 Licensing
D
 Obligations and Prohibitions
a
 Regulation of Payday Lenders
b
 Cash Cards
c
 Government Cheque Cashing Fees
E
 Guidelines and Recommendations
E.2
 Rule-making
VI
 OPEN CREDIT
VII
 LEASE OF GOODS
VII.1
 RECORD-KEEPING, ADVERTISING AND COMPLIANCE REVIEWS
VII.2
 INVESTIGATIONS
VII.3
 ENFORCEMENT
VIII
 INVESTIGATIONS AND INSPECTIONS
 Repealed: 2016, c.40, s.1
IX
 OFFENCES AND PENALTIES
 Repealed: 2016, c.40, s.1
X
 GENERAL AND ADMINISTRATION
XI
 REGULATIONS
XII
 TRANSITIONAL
XIII
 CONSEQUENTIAL AMENDMENTS
XIV
 REPEAL
XV
 COMMENCEMENT
SCHEDULE A
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