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C-28.3
- Cost of Credit Disclosure and Payday Loans Act
Table of Contents
Current to 1 January 2024
Cost of Credit Disclosure and Payday Loans Act
I
INTERPRETATION AND APPLICATION
II
REGISTRATION
III
GENERAL DISCLOSURE REQUIREMENTS ANDRIGHTS OF BORROWERS AND LESSEES
IV
CREDIT BROKERS
V
FIXED CREDIT
V.1
PAYDAY LOANS
A
Definitions
B
Application
C
Licensing
D
Obligations and Prohibitions
a
Regulation of Payday Lenders
b
Cash Cards
c
Government Cheque Cashing Fees
E
Guidelines and Recommendations
E.2
Rule-making
VI
OPEN CREDIT
VII
LEASE OF GOODS
VII.1
RECORD-KEEPING, ADVERTISING AND COMPLIANCE REVIEWS
VII.2
INVESTIGATIONS
VII.3
ENFORCEMENT
VIII
INVESTIGATIONS AND INSPECTIONS
Repealed: 2016, c.40, s.1
IX
OFFENCES AND PENALTIES
Repealed: 2016, c.40, s.1
X
GENERAL AND ADMINISTRATION
XI
REGULATIONS
XII
TRANSITIONAL
XIII
CONSEQUENTIAL AMENDMENTS
XIV
REPEAL
XV
COMMENCEMENT
SCHEDULE A