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2011, c.126
- Collection and Debt Settlement Services Act
Detailled Table of Contents
Current to 1 January 2024
Collection and Debt Settlement Services Act
1
DEFINITIONS AND APPLICATION
1
Definitions
2
Application
2.1
Exemptions
2
LICENCES
3
Licence
4
Application for licence
5
Prohibition regarding lack of licence
6
Prohibition regarding use of unlicensed agency
7
Offence regarding violation of regulations
8
Examination of books and records
9
Suspension or cancellation of licence
2.1
DEBT SETTLEMENT SERVICES AGREEMENT
9.01
Prohibited representations
9.02
Debt settlement services agreement
9.03
Restrictions on payments for services
9.04
Prohibited activities
9.05
Refusal to accept settlement
9.06
Cancellation: cooling-off period
9.07
Notice of cancellation and obligations on cancellation
3
RECORD-KEEPING, ADVERTISING AND COMPLIANCE REVIEWS
9.1
Record-keeping
9.11
False or misleading advertisement
9.12
Compliance review
9.2
Removal of documents
9.21
Misleading statements
9.22
Obstruction
4
INVESTIGATIONS
9.3
Provision of information to Director
9.31
Investigation order
9.32
Powers of investigator
9.4
Power to compel evidence
9.41
Investigators authorized as peace officers
9.42
Seized property
9.5
Report of investigation
9.51
Prohibition against disclosure
9.52
Non-compellability
5
ENFORCEMENT
9.6
Offences generally
9.61
Misleading or untrue statements
9.62
Interim preservation of property
9.7
Orders in the public interest
9.71
Administrative penalty
9.8
Directors and officers
9.81
Resolution of administrative proceedings
9.9
Limitation period
6
GENERAL
9.91
Conflict with the Right to Information and Protection of Privacy Act
10
Administration
11
Regulations and rules
12
Notice and publication of rules
13
Changes by Secretary of the Commission
14
Consolidated rules
SCHEDULE A