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Acts and Regulations
2010-104
- General
Summary
Enabling Act
1
Regulation number
Title
C-28.3
Cost of Credit Disclosure and Payday Loans Act
Full text
Current Version
Detailled Table of Contents
Document at 1 July 2013
General
1
 DEFINITIONS AND APPLICATION
1
Citation
2
Definitions
3
Non-application of Act
2
 REGISTRATION
4
Fees for registration
5
Period for which registration in effect
6
Certificates of registration
7
Withdrawal of registration
8
Notification of suspension or cancellation of registration and return of certificates of registration
3
 COLLECTION AND RECOVERY OF DEBT
9
Prohibited collection practices
4
 CALCULATIONS
10
APR for certain credit agreements, including typical mortgage loans
11
When the APR is the annual interest rate
12
APR for other credit agreements
13
Rebates
14
APR and implicit finance charge for leases
15
Assumptions and tolerances
16
Refund calculation
17
Lessee’s maximum liability - residual obligation lease
5
 GENERAL
18
Waiver of time period referred to in subsection 16(3) of Act
19
Acceleration clause
20
Commencement
0
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