Acts and Regulations

I-12 - Insurance Act

Full text
Regulations
267.9(1)The Lieutenant-Governor in Council may make regulations
(a) prescribing the basic rating groups, classes, and whatever else may be necessary to the establishment of minimal requirements for a common rating structure which all automobile insurers shall be required to observe in the development of rates;
(a.1) prescribing grounds for which an insurer cannot, in circumstances specified by the regulations, decline to issue, refuse to renew, or terminate a contract of automobile insurance or refuse to provide or continue any coverage or endorsement in respect of a contract of automobile insurance;
(b) respecting rate reductions in the case of automobiles owned by the same person;
(b.1) prescribing rate reductions in the case of recently licensed drivers with good driving records;
(b.2) defining “recently licensed driver” and “good driving record”;
(b.3) defining “common collision injury” and “common collision impairment”;
(b.4) prescribing categories of common collision injuries or common collision impairments;
(c) Repealed: 1997, c.46, s.9
(d) Repealed: 1997, c.46, s.9
(e) Repealed: 1997, c.46, s.9
(f) Repealed: 2021, c.8, s.43
(f.1) Repealed: 2004, c.36, s.25
(f.11) respecting factors to be considered by the Board when investigating rates;
(f.2) respecting information to be provided by an insurer under paragraph 267.2(1.1)(a);
(f.3) defining “soft tissue injury” and “minor personal injury” for the purposes of section 265.21;
(f.4) prescribing and defining categories of soft tissue injury;
(f.5) prescribing and defining categories of minor personal injury;
(f.6) prescribing amounts which damages for non-pecuniary loss for soft tissue injury shall not exceed;
(f.7) prescribing amounts which damages for non-pecuniary loss for minor personal injury shall not exceed;
(f.8) prescribing rules or guidelines for interpreting and applying regulations made under paragraphs (f.4) to (f.7) or any provision of those regulations;
(g) prescribing the exclusions, restrictions, terms and conditions with respect to a motor vehicle liability policy referred to in section 243; and
(g.01) establishing or governing a system or process for the examination, assessment and treatment or rehabilitation of bodily injuries suffered by an insured as a result of an accident in respect of which an insurer makes payments under a contract of insurance referred to in section 256, including, without limitation, regulations
(i) establishing procedures, guidelines, criteria, requirements or standards to be followed or met, as applicable, by claimants, insurers and health care providers,
(ii) establishing time limits for the purposes of obtaining an examination, assessment, diagnosis or treatment, and
(iii) establishing protocols for the purposes of examining, assessing, treatment or rehabilitation of bodily injuries;
(g.02) governing the payment of any fees, levies or other assessments in respect of a system or process established under paragraph (g.01), including, without limitation, regulations prescribing
(i) the amount of the fees, levies or other assessments or the manner in which and by whom any of those amounts are to be determined, and
(ii) to whom and by whom the fees, levies or other assessments are to be paid;
(g.1) requiring insurers to file with the Board by a specified date rates that reflect any changes of law that have taken effect or will take effect before the rates are charged;
(g.2) specifying the date to be specified by insurers under paragraph 267.2(1.1)(b) when they file rates in accordance with the regulations under paragraph (g.1);
(g.3) prescribing the interest rate for the purposes of section 242.7;
(h) for the better administration of section 243 and sections 267.1 to 267.9.
267.9(1.01)Paragraph 267.51(1)(a) does not apply where an insurer files rates in accordance with regulations made under paragraph (1)(g.1).
267.9(1.02)The Lieutenant-Governor in Council may make regulations and the Financial and Consumer Services Commission may make rules prescribing the manner of gathering statistics and other information.
267.9(1.03) A regulation made under paragraph (1)(g.02) may authorize the Superintendent to prescribe the fees and disbursements or the maximum fees and disbursements to be paid for any service, activity, function or thing authorized under the regulation, including any of the following: 
(a) diagnostic imaging;
(b) laboratory testing;
(c) specialized testing;
(d) supplies;
(e) treatment plans;
(f) visits with a health care provider;
(g) therapies;
(h) assessments;
(i) reports and other claim forms prescribed in the regulation; and
(j) any other service, activity, function or thing prescribed in the regulation.
267.9(1.04)When the Superintendent prescribes fees and disbursements or maximum fees and disbursements to be paid under the authority of subsection (1)(g.02), the Superintendent shall issue a bulletin setting out the fees and disbursements or maximum fees and disbursements and publish the bulletin as soon as practicable, in any manner the Superintendent considers appropriate.
267.9(1.05)The Superintendent may issue and publish from time to time, in any manner the Superintendent considers appropriate, a bulletin respecting guidelines for the management of injuries and care pathways and any other matter the Superintendent considers appropriate.
267.9(1.06)The Regulations Act does not apply to a bulletin issued by the Superintendent under subsection (1.04) or (1.05).
267.9(2)Repealed: 1997, c.46, s.9
1975, c.81, s.2; 1997, c.46, s.9; 2003, c.22, s.8; 2004, c.36, s.25; 2008, c.2, s.15; 2021, c.8, s.43
Regulations
267.9(1)The Lieutenant-Governor in Council may make regulations
(a) prescribing the basic rating groups, classes, and whatever else may be necessary to the establishment of minimal requirements for a common rating structure which all automobile insurers shall be required to observe in the development of rates;
(a.1) prescribing grounds for which an insurer cannot, in circumstances specified by the regulations, decline to issue, refuse to renew, or terminate a contract of automobile insurance or refuse to provide or continue any coverage or endorsement in respect of a contract of automobile insurance;
(b) respecting rate reductions in the case of automobiles owned by the same person;
(b.1) prescribing rate reductions in the case of recently licensed drivers with good driving records;
(b.2) defining “recently licensed driver” and “good driving record”;
(c) Repealed: 1997, c.46, s.9
(d) Repealed: 1997, c.46, s.9
(e) Repealed: 1997, c.46, s.9
(f) prescribing the manner of gathering statistics and other information;
(f.1) Repealed: 2004, c.36, s.25
(f.11) respecting factors to be considered by the Board when investigating rates;
(f.2) respecting information to be provided by an insurer under paragraph 267.2(1.1)(a);
(f.3) defining “soft tissue injury” and “minor personal injury” for the purposes of section 265.21;
(f.4) prescribing and defining categories of soft tissue injury;
(f.5) prescribing and defining categories of minor personal injury;
(f.6) prescribing amounts which damages for non-pecuniary loss for soft tissue injury shall not exceed;
(f.7) prescribing amounts which damages for non-pecuniary loss for minor personal injury shall not exceed;
(f.8) prescribing rules or guidelines for interpreting and applying regulations made under paragraphs (f.4) to (f.7) or any provision of those regulations;
(g) prescribing the exclusions, restrictions, terms and conditions with respect to a motor vehicle liability policy referred to in section 243; and
(g.1) requiring insurers to file with the Board by a specified date rates that reflect any changes of law that have taken effect or will take effect before the rates are charged;
(g.2) specifying the date to be specified by insurers under paragraph 267.2(1.1)(b) when they file rates in accordance with the regulations under paragraph (g.1);
(g.3) prescribing the interest rate for the purposes of section 242.7;
(h) for the better administration of section 243 and sections 267.1 to 267.9.
267.9(1.01)Paragraph 267.51(1)(a) does not apply where an insurer files rates in accordance with regulations made under paragraph (1)(g.1).
267.9(2)Repealed: 1997, c.46, s.9
1975, c.81, s.2; 1997, c.46, s.9; 2003, c.22, s.8; 2004, c.36, s.25; 2008, c.2, s.15
Regulations
267.9(1)The Lieutenant-Governor in Council may make regulations
(a) prescribing the basic rating groups, classes, and whatever else may be necessary to the establishment of minimal requirements for a common rating structure which all automobile insurers shall be required to observe in the development of rates;
(a.1) prescribing grounds for which an insurer cannot, in circumstances specified by the regulations, decline to issue, refuse to renew, or terminate a contract of automobile insurance or refuse to provide or continue any coverage or endorsement in respect of a contract of automobile insurance;
(b) respecting rate reductions in the case of automobiles owned by the same person;
(b.1) prescribing rate reductions in the case of recently licensed drivers with good driving records;
(b.2) defining “recently licensed driver” and “good driving record”;
(c) Repealed: 1997, c.46, s.9
(d) Repealed: 1997, c.46, s.9
(e) Repealed: 1997, c.46, s.9
(f) prescribing the manner of gathering statistics and other information;
(f.1) Repealed: 2004, c.36, s.25
(f.11) respecting factors to be considered by the Board when investigating rates;
(f.2) respecting information to be provided by an insurer under paragraph 267.2(1.1)(a);
(f.3) defining “soft tissue injury” and “minor personal injury” for the purposes of section 265.21;
(f.4) prescribing and defining categories of soft tissue injury;
(f.5) prescribing and defining categories of minor personal injury;
(f.6) prescribing amounts which damages for non-pecuniary loss for soft tissue injury shall not exceed;
(f.7) prescribing amounts which damages for non-pecuniary loss for minor personal injury shall not exceed;
(f.8) prescribing rules or guidelines for interpreting and applying regulations made under paragraphs (f.4) to (f.7) or any provision of those regulations;
(g) prescribing the exclusions, restrictions, terms and conditions with respect to a motor vehicle liability policy referred to in section 243; and
(g.1) requiring insurers to file with the Board by a specified date rates that reflect any changes of law that have taken effect or will take effect before the rates are charged;
(g.2) specifying the date to be specified by insurers under paragraph 267.2(1.1)(b) when they file rates in accordance with the regulations under paragraph (g.1);
(g.3) prescribing the interest rate for the purposes of section 242.7;
(h) for the better administration of section 243 and sections 267.1 to 267.9.
267.9(1.01)Paragraph 267.51(1)(a) does not apply where an insurer files rates in accordance with regulations made under paragraph (1)(g.1).
267.9(2)Repealed: 1997, c.46, s.9
1975, c.81, s.2; 1997, c.46, s.9; 2003, c.22, s.8; 2004, c.36, s.25; 2008, c.2, s.15
Regulations
267.9(1)The Lieutenant-Governor in Council may make regulations
(a) prescribing the basic rating groups, classes, and whatever else may be necessary to the establishment of minimal requirements for a common rating structure which all automobile insurers shall be required to observe in the development of rates;
(a.1) prescribing grounds for which an insurer cannot, in circumstances specified by the regulations, decline to issue, refuse to renew, or terminate a contract of automobile insurance or refuse to provide or continue any coverage or endorsement in respect of a contract of automobile insurance;
(b) respecting rate reductions in the case of automobiles owned by the same person;
(b.1) prescribing rate reductions in the case of recently licensed drivers with good driving records;
(b.2) defining “recently licensed driver” and “good driving record”;
(c) Repealed: 1997, c.46, s.9
(d) Repealed: 1997, c.46, s.9
(e) Repealed: 1997, c.46, s.9
(f) prescribing the manner of gathering statistics and other information;
(f.1) Repealed: 2004, c.36, s.25
(f.11) respecting factors to be considered by the Board when investigating rates;
(f.2) respecting information to be provided by an insurer under paragraph 267.2(1.1)(a);
(f.3) defining “soft tissue injury” and “minor personal injury” for the purposes of section 265.21;
(f.4) prescribing and defining categories of soft tissue injury;
(f.5) prescribing and defining categories of minor personal injury;
(f.6) prescribing amounts which damages for non-pecuniary loss for soft tissue injury shall not exceed;
(f.7) prescribing amounts which damages for non-pecuniary loss for minor personal injury shall not exceed;
(f.8) prescribing rules or guidelines for interpreting and applying regulations made under paragraphs (f.4) to (f.7) or any provision of those regulations;
(g) prescribing the exclusions, restrictions, terms and conditions with respect to a motor vehicle liability policy referred to in section 243; and
(g.1) requiring insurers to file with the Board by a specified date rates that reflect any changes of law that have taken effect or will take effect before the rates are charged;
(g.2) specifying the date to be specified by insurers under paragraph 267.2(1.1)(b) when they file rates in accordance with the regulations under paragraph (g.1);
(h) for the better administration of section 243 and sections 267.1 to 267.9.
267.9(1.01)Paragraph 267.51(1)(a) does not apply where an insurer files rates in accordance with regulations made under paragraph (1)(g.1).
267.9(2)Repealed: 1997, c.46, s.9
1975, c.81, s.2; 1997, c.46, s.9; 2003, c.22, s.8; 2004, c.36, s.25