Acts and Regulations

I-12 - Insurance Act

Section 232
Disposition versions

Full text
Contract evidenced by owner’s policy
232(1)Every contract evidenced by an owner’s policy insures the person named therein and every other person who with his consent personally drives an automobile owned by the insured named in the contract and within the description or definition thereof in the contract against liability imposed by law upon the insured named in the contract or that other person for loss or damage,
(a) arising from the ownership, use or operation of any such automobile, and
(b) resulting from bodily injury to or the death of any person, and damage to property.
232(2)Where the contract evidenced by an owner’s policy also provides insurance against liability in respect of an automobile not owned by the insured named in the contract, an insurer may stipulate in the contract that the insurance is restricted to such persons as are specified in the contract.
232(3)Where the insured named in the owner’s policy dies, the following persons shall be deemed to be insured under the policy:
(a) the spouse of the deceased insured if residing in the same dwelling premises at the time of his death;
(b) in respect of the described automobile, a newly-acquired automobile that was acquired by the deceased insured prior to his death and a temporary substitute automobile, all as defined by the policy,
(i) any person having proper temporary custody thereof until grant of probate or administration to the personal representative of the deceased insured,
(ii) the personal representative of the deceased insured.
1968, c.6, s.232