222(1)Where there has been imperfect compliance with a statutory condition as to any matter or thing to be done or omitted by the insured, person insured or claimant with respect to the loss insured against and a consequent forfeiture or avoidance of the insurance in whole or in part, and a court before which a question relating thereto is tried deems it inequitable that the insurance should be forfeited or avoided on that ground, the court may relieve against the forfeiture or avoidance on such terms as it deems just.

222(2)Where a policy issued after the first day of September, 1973, includes disability benefits to be payable only during confinement of the insured, the provision does not bind the insured and the benefits in respect of disability under the policy are payable during the disability, regardless of whether the insured is confined or not.