186In this Part
“application” means a written application for insurance or for the reinstatement of insurance;(proposition)
“beneficiary” means a person designated or appointed in a contract or by a declaration, other than the insured or his personal representative, to whom or for whose benefit insurance money payable in the event of death by accident is to be paid;(bénéficiaire)
“blanket insurance” means that class of group insurance that covers loss arising from specific hazards incident to or defined by reference to a particular activity or activities;(assurance globale)
“contract” means a contract of insurance;(contrat)
“court” means The Court of King’s Bench of New Brunswick or a judge thereof;(Cour)
“creditor’s group insurance” means insurance effected by a creditor whereby the lives or well-being, or the lives and well-being, of a number of his debtors are insured severally under a single contract;(assurance-groupe de créancier)
“declaration” means an instrument signed by the insured,
(déclaration)
(a)
with respect to which an endorsement is made on the policy, or
(b)
that identifies the contract, or
(c)
that describes the insurance or insurance fund or a part thereof,
in which he designates or alters or revokes the designation of his personal representative or a beneficiary as one to whom or for whose benefit shall be paid the insurance money that is payable in the event of death by accident;
“family insurance” means insurance whereby the lives or well-being, or the lives and well-being, of the insured and one or more persons related to him by blood, marriage or adoption are insured under a single contract between an insurer and the insured;(assurance familiale)
“group insurance” means insurance other than creditor’s group insurance and family insurance, whereby the lives or well-being, or the lives and well-being, of a number of persons are insured severally under a single contract between an insurer and an employer or other person;(assurance-groupe)
“group person insured” means a person who is insured under a contract of group insurance and upon whom a right is conferred by the contract, but does not include a person who is insured thereunder as a person dependent upon or related to him;(personne couverte par une assurance-groupe)
“instrument” includes a will;(instrument)
“insurance” means accident insurance, sickness insurance, or accident insurance and sickness insurance;(assurance)
“insured” ,
(assuré)
(a)
in the case of group insurance means, in the provisions of this Part relating to the designation of beneficiaries or of personal representatives as recipients of insurance money and their rights and status, the group person insured, and
(b)
in all other cases means the person who makes a contract with an insurer;
“person insured” means a person in respect of an accident to whom, or in respect of whose sickness, insurance money is payable under a contract, but does not include a group person insured;(personne assurée)
“will” includes a codicil.(testament)
1968, c.6, s.186; 1979, c.41, s.68; 2023, c.17, s.114