135(1)An insurer entering into a contract shall issue a policy.

135(2)Subject to subsection (3), the provisions in

135(3)In the case of a contract made by a fraternal society, the policy, the Act or instrument of incorporation of the society, its constitution, by-laws and rules, and the amendments made from time to time to any of them, the application for the contract and the medical statement of the applicant constitute the entire contract.

135(4)An insurer shall, upon request, furnish to the insured or to a claimant under the contract a copy of the application.